Crucial Mistakes Buyers Often Make:

1. Calling the Listing Broker
   You've passed that "For Sale" sign, and you think you will get the best results by calling the selling broker?
   
   Wrong! The listing broker has an ongoing relationship with the seller. S/he is committed to getting the seller the highest possible price, and will not  provide you with "inside information" or "a break". Having your own Transaction Broker, separate from the sellers' broker will not incur a cost to you!
   
   Call your realtor, and if you don't have one, call me (505-662-6552)! The broker you choose to work with will negotiate for you, provide you with independent information, and improve your chances of negotiating the best possible outcome. Through the Multiple Listing System (MLS), I have access to all the information that you will require.





2. Thinking you have to pay if you use a Transaction Broker
   Transaction Brokers get paid by the seller, through the MLS system, even though they are working with the buyer.





3. Thinking you need 20% down in cash
   Many people think that in order to avoid paying PMI (Private Mortgage Insurance), one needs to put down 20% of the sales price in cash. However, there are other financing options that enable you to put down 5 or 10%, avoid PMI and save you money. Call me! - I would be happy to discuss them with you.

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